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Credit Card Variants > Visa

Visa Aspire Credit Card

Acceptance :
Visa Aspire Credit Card is accepted at all merchant outlets across the world.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of   permissible limits

Eligibility :
Applicant should be 18 years & above.
Applicant should be an accountholder of the Bank maintaining an Cent Aspire Fixed Deposit Account with the Bank

Documentation : 
Applicant is just required to open an Cent Aspire Fixed Deposit account at any bank branch

Credit Limit : 
Credit limit allowed upto 100% of the Fixed Deposit amount (Minimum limit is Rs Rs 20,000 & Maximum Limit is Rs 10.00 lac)

Card Features :
Card is secured for online usage with Verified by Visa Secure Code. One Time Password (OTP) is generated for every
    online transaction (To register your card for 3D Secure, visit 
Upto 55 days of credit-free card usage
Auto debit facility available
SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic
    card offers
Customer Care Services available 24x7x365
Benefit of Anmol rewardz 1 point per Rs 100/- spent
Benefits :
Personal Accident Cover (against death) of Rs. 1.00 lac under Group Insurance Scheme.

Fees :
Card Issuance Fee – NIL (Excl Service Tax)
Card Renewal / Cancellation – Rs 100.00
ATM Transaction Charges – Rs 100 per withdrawal + 1.5% p.m. from date of withdrawal till date of repayment
Mark-up Fee (For Foreign Currency Transaction) - 3.50%
 Railway Ticket Surcharge – 2.50% + Rs 30.00
Petrol Transaction Surcharge – 2.50%
Dishonour of Auto debit – Rs 150.00 per auto debit dishonour
Late Payment Charges – Rs 100.00
Service charge on unpaid amount beyond due date – 1.5% per month
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