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Credit Card Variants > MasterCard

Titanium Credit Card

Acceptance :
MasterCard Titanium Credit Card is a premium card and is accepted at all merchant outlets across the world.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of   permissible limits

Eligibility :
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank
Gross Annual Income should be Rs 1.50 lac and above

Documentation :
Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax return

Card Features :
Card is secured for online usage with 3D Secure MasterCard Secure Code. One Time Password (OTP) is generated for     every online transaction (To register your card for 3D Secure, visit
Upto 55 days of credit-free card usage
Add-on card facility available
e-statement delivery to registered e-mail id
Auto debit facility available
SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic     card offers
Customer Care Services available 24x7x365

Benefits :
Complimentary Airport Lounge access at select Airports across India
1 loyalty point earned per Rs 100.00 spend (To register your card, visit

Fees :
Card / Add-on Card Issuance Fee – NIL (Excl S ervice Tax)
Card / Add-on Card Renewal / Cancellation – Rs 100.00
ATM Transaction Charges – Rs 100 per withdrawal + 2.99% p.m. from date of withdrawal till date of repayment
Mark-up Fee (For Foreign Currency Transaction) - 3.50%
Railway Ticket Surcharge – 2.5% + Rs 30.00
Petrol Transaction Surcharge – 2.50%
Dishonour of Auto debit – Rs 150.00 per auto debit dishonour(
Late Payment Charges – Rs 100.00
Service charge on unpaid amount beyond due date – 2.99% per mont
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