Credit Card Variants
   Visa Platinum Credit Card
   Aspire Credit Card
   Titanum Credit Card
   World Credit Card
RuPay Credit Card
   Rupay Platinum Credit Card
   Rupay Select Credit Card

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Credit Card Variants > Rupay Credit Card - Rupay Platinum

Platinum Credit Card

Acceptance :
Domestic : The RuPay Credit cards are accepted at all RuPay enabled POS terminals, e-commerce merchants in India,    NFS ATMs and Micro ATMs.
International : The International RuPay Credit cards are accepted at ICS enabled acceptance points across 39.3 million    merchants and 1.88 million ATMs internationally spread over 185 countries / territories.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of permissible limits

Eligibility :
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank

Documentation :
Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax return

In-built features and Benefits on RuPay Credit Card :

Credit Card Type RuPay Platinum
Welcome offer .500 Gift Voucher from Croma up to 15% discount at Apollo Pharmacy Store
RuPay Insurance Program .2.00 lac cover for death due to personal Accident and Permanent Total Disability
Cash Back offer – Utility Bill Payment Services 5% Cash Back on payment of Utility Bills – applicable for both online and POS terminals capped at .50 per month
Cash Back offer on Dining 5% Cash Back Offer on eating places and Restaurants – capped at . 50 per month
Lounge Access Program – Domestic NA
Lounge Access Program – International NA
Concierge Services 24/7 Assistance – Referral and Reservation services – hotel, dining, Car Rental and Consultancy services
Merchant Offers Offers/Discounts at select Online and POS merchants
Loyalty point earned 1(one) loyalty point earned per .100.00 spend on Rupay Platinum
(To avail reward points please register your card, at) Click Here >>

Fees* :

Issuance fees Nil
Annual Fees
Add-on card Nil
Renewal .100/-
Card Reinstated/Replacement of lost card .100/-
Emergency card replacement abroad .150/-
Exceeding limit 2% over and above sanctioned limit with minimum .100/-
De-blocking charges .100/- per de-blocking
Charge slip retrieval charges .100/- per charge slip
Late payment fee Less than .100 : Nil
.100 and above : .100
Cheque return charges .150/- per instrument
Dishonour of ECS/Auto debit .150/- per instance
Duplicate statement (beyond 3 months) .100/- on request
Cash withdrawal .100/- per transaction + service charges from date of transaction
Service charge on the amount remaining unpaid beyond due date @2.99% per month or part thereof
Petrol Surcharge Cash back is capped at .75/- per month
Railway ticket purchase /cancellation 2.5%(plus .30)
Foreign currency transaction Mark up fee – 3.5%

*GST will be charged on all fee and charges at applicable rate
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