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RuPay Credit Card
   Rupay Platinum Credit Card
   Rupay Select Credit Card

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Credit Card Variants > Rupay Credit Card - Rupay Select


Select Credit Card

Acceptance :
Domestic : The RuPay Credit cards are accepted at all RuPay enabled POS terminals, e-commerce merchants in India,     NFS ATMs and Micro ATMs.
International : The International RuPay Credit cards are accepted at ICS enabled acceptance points across 39.3 million     merchants and 1.88 million ATMs internationally spread over 185 countries/territories.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of permissible limits

Eligibility :
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank

Documentation :
Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax return

In-built features and Benefits on RuPay Credit Card :

Credit Card Type RuPay Select
Welcome offer .500 Gift Voucher from Croma up to 15% discount at Apollo Pharmacy Store
RuPay Insurance Program .10.00 lacs cover for Death due to personal accident and permanent Total Disability
Cash Back offer – Utility Bill Payment Services 5% Cash Back on payment of Utility Bills – applicable for both online and POS terminals capped at .50 per month
Cash Back offer on Dining 5% Cash Back Offer on eating places and Restaurants – capped at .50 per month
Lounge Access Program – Domestic Two free access per quarter – covers 30+ lounges across 11+ cities in India
Lounge Access Program – International Four Free Access per year – covers 500+ Lounges across 300+ cities worldwide.
Concierge Services 24/7 Assistance – Referral and Reservation services – hotel, dining, Car Rental and Consultancy services
Merchant Offers Offers/Discounts at select Online and POS merchants
Loyalty point earned 3 (three) loyalty point earned per .100.00 spend on Rupay Select
(To avail reward points please register your card, at) Click Here >>

Fees* :

Issuance fees . 500/-
Annual Fees . 500/-
Add-on card Nil
Renewal .100/-
Card Reinstated/Replacement of lost card .100/-
Emergency card replacement abroad .150/-
Exceeding limit 2% over and above sanctioned limit with minimum .100/-
De-blocking charges .100/- per de-blocking
Charge slip retrieval charges .100/- per charge slip
Late payment fee Less than .100 : Nil
.100 to .500 : .100
.501 to .10000 : .350
.10001 to .20000 : .500
.Above .20000 :.650
Cheque return charges .150/- per instrument
Dishonour of ECS/Auto debit .150/- per instance
Duplicate statement (beyond 3 months) .100/- on request
Cash withdrawal .100/- per transaction + service charges from date of transaction
Service charge on the amount remaining unpaid beyond due date @3.5%per month or part thereof
Petrol Surcharge Cash back is capped at .75/- per month
Railway ticket purchase / cancellation 2.5%(plus .30)
Foreign currency transaction Mark up fee – 3.5%

*GST will be charged on all fee and charges at applicable rate

 
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