Credit Card Variants
   Visa Platinum Credit Card
   Aspire Credit Card
   Titanum Credit Card
   World Credit Card
RuPay Credit Card
   Rupay Platinum Credit Card
   Rupay Select Credit Card

Other Services
Utilities Bill Payment
Visa Bill Pay
Go Recharge
Online security-VBV/MCS Registration
Hot Listing of credit card through SMS
Missed Call Services
Missed Call Services
Help for accessing Cr Card Portal
Help for Green Pin Generation
Help for Online EMI Facility
List of Merchants for online EMI

Payment Options
Pay Online
CBI Net Banking
Auto Debit
Over the Counter
Mobile Banking

Issuing Charges Gold, Titanium, Platinum : NIL World: Rs.500 Aspire: NIL
Annual Fees
Annual fee will be waived if spend
is more than 3 lakhs p.a.
Gold, Titanium, Platinum: NIL Aspire: NIL
World: Rs.500
Add-on card NIL
Renewal Rs.100/-
Card Reinstated/Replacement of lost card Rs.100/- per card
Emergency card replacement( when abroad) Rs.150/- per card
Exceeding credit limit 2% over and above the sanctioned credit limit or minimum
De-blocking charges Rs.100/- per De-blocking
Charge slip Retrieval Charges Rs.100/- per charge slip
Late Payment Fee
Less than Rs.100 (NIL)
Rs.100/- and Above (Rs.100)
World Card
Rs.100 (NIL)
Rs.100 to 500 (Rs.100)
Rs.501 to Rs.10,000 (Rs.350
Rs.10,001 to Rs.20,000 (Rs.500)
Above Rs.20,000 (Rs.650)
Aspire Card:-Minimum Rs.100/- upto Rs.10,000/-
and thereafter 1% of the outstanding amount.
Cheque Return Charges Rs.150/- per Instrument
Dishonour of ECS/Auto-Debit Rs.150/- per Auto-Debit return
Duplicate statement request (beyond 3 months) Rs.100/- per request
Cash withdrawal Rs.100/- plus service charges from date of transaction
Service charge on the amount remaining unpaid,
beyond due date.
Gold : @ 2.75% per month or part thereof
Titanium : @ 2.99% per month or part thereof
Platinum : @ 2.99% per month or part thereof
World : @3.5% per month or part thereof
Aspire : @1.5% per month or part thereoff(rollover
amount, after payment of minimum balance due)
Petrol transaction charge World Card:- Waived for all transaction between Rs.400 to Rs.4000/-
Other Cards :- 2.5%
Railway Ticket Purchase or cancellation fee 2.5% (plus Rs.30/-)
Foreign currency transactions Mark up fee – 3.5%
This site is best viewed in IE version 9 and above.
Site Map | Service Charges & Fees | Disclaimer | Most Important Terms & Condition | Customer Feedback Form