Credit Card Variants
   Visa Gold Credit Card
   Visa Platinum Credit Card
   Aspire Credit Card
   Titanum Credit Card
   World Credit Card
RuPay Credit Card
   Rupay Platinum Credit Card
   Rupay Select Credit Card

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Credit Card Variants > Visa

Visa Gold Credit Card

Acceptance :
Visa Gold Credit Card is accepted at all merchant outlets across the world.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of   permissible limits

Eligibility :
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank
Gross Annual Income should be above Rs 1.50 lac

Documentation :
Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax returns

Card Features :
Card is secured for online usage with Verified by Visa Secure Code. One Time Password (OTP) is generated for
    every online transaction (To register your card for 3D Secure, visit

Upto 55 days of credit-free card usage
Add-on card facility available
e-statement delivery to registered e-mail id
Auto debit facility available
SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic
    card offers
Customer Care Services available 24x7x365

Benefits :
1 loyalty point earned per Rs 100.00 spend (To register your card, visit

Fees : 
Card / Add-on Card Issuance Fee – NIL (Excl Service Tax)
Card / Add-on Card Renewal / Cancellation – Rs 100.00
ATM Transaction Charges – Rs 100 per withdrawal + 2.75% p.m. from date of withdrawal till date of repayment
Mark-up Fee (For Foreign Currency Transaction) - 3.50%
Railway Ticket Surcharge – 2.5% + Rs 30.00
Petrol Transaction Surcharge – 2.50%
Dishonour of Auto debit – Rs 150.00 per auto debit dishonour
Late Payment Charges – Rs 100.00
Service charge on unpaid amount beyond due date – 2.75% per month
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